About Us
Evan Lawson Insurance Agency Ā»About Evan Lawson
As your local FarmersĀ® agent in Lincoln, CA, We help customers like you identify the coverage that best fits your needs. This process is straightforward and personalized to help make you smarter about insurance. We have the knowledge and experience to help you better understand your coverage options- auto, home, renters, business insurance, and more.
Call me at (916) 434-8939, and I’ll happily answer any questions.
For Our Agency Partners
Over 27 years
Languages spoken
English
Licenses
0I47371
States licensed in
CA
We offer a comprehensive suite of insurance products to shield you from life’s uncertainties.
Auto Insurance Agent in Lincoln, CA
I’m your local Farmers agent Evan Lawson, working with individuals and families in Lincoln, CA. I give my customers the information they need to select auto coverage that reflects how they want to protect their vehicles and assets.
Let’s have a conversation about your options. Give me a call today at (916) 434-8939.
Main Types of Auto Coverage
Getting the right auto insurance coverage can help ensure you are covered adequately. Learn about the different types of auto insurance coverage and what they can help protect you from.
Liability
Liability coverage helps pay the cost of injury to others and damage to their property when you’re at fault. This coverage is required by law in nearly all states.
Collision
Collision coverage helps cover the cost of repairing or replacing your vehicle when you’re at fault. It covers collisions with other vehicles, objects, and animals.
Comprehensive
Comprehensive coverage covers your vehicle for losses caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.
Customizing Your Policy
Towing and Roadside Service
Provides 24/7 roadside assistance if your car is disabled and helps pay for tire changing, locksmith service, and jumpstarts.
Rental Car Reimbursement
Covers the cost of renting a car for up to 30 days while yours is repaired.
Guaranteed Valueā¢
Pays a defined, agreed-upon value if your car is a total loss.
Customized Equipment
Covers the cost to repair or replace aftermarket equipment like infotainment systems and custom wheels.
Collision Coverage
Pay the price of having your car repaired or replaced if you are at fault. Crashing into objects, animals, and other cars is covered.
Comprehensive Coverage
Protects your vehicle from loss caused by things besides a collision. These include theft, vandalism, hail, fire, and animal damage.
Home Insurance Agent in Lincoln, CA
You might live differently than your parents. Why should you insure your home in the same way? Choose coverage for your lifestyle and get the quality coverage you want. I can help you explore coverage options for your life today.
I can help you understand your options for insuring your home and personal property.
If you’d like to learn more about how you can protect your home, give me a call today at (916) 434-8939
What Can Home Insurance Provide Coverage For?
Home insurance can provide coverage in three main ways
Dwelling
Dwelling coverage helps pay for damage to the structure itself caused by sudden, accidental perils like fire, wind, lightning, falling objects, and vandalism. This is the coverage homeowners generally think of first when selecting insurance.
Personal Property
Personal Property coverage is for your personal belongings. I’m talking about items from furniture and electronics to pots, pans, lawnmowers, and garden tools. If these items are lost or destroyed by a covered event, your policy can help if you need to replace them.
Liability
The third component of your home policy is liability coverage. It can provide coverage to help you if you’re financially responsible for injury to others or damage to their property from a covered loss under the policy.
Learn More
This coverage may also extend beyond your home from a covered loss that happens away from your home and in fact, follows you anywhere in the world.
Home Insurance Coverage Options
With a Farmers homeowners insurance policy, choose the coverage options you want for your home and personal property. Start by choosing one of our standard coverage levels ā Farmers Smart Plan HomeĀ® Standard or Enhanced packages or Farmers Next GenerationĀ® Homeowners. Then make it your own with optional coverages, limits, and loss settlement options of your choice, including:
Water Backup and Sump Overflow
This additional option can cover water damage caused by water backing up through drains and sumps.
Cyber and Identity Shield
Coverage can help with various forms of identity theft and cyberattacks, and monitoring services to help you protect yourself against these events.
Emergency Mortgage Assistance
If your home is uninhabitable after a covered loss, the last thing you want to worry about is keeping up the mortgage while dealing with an emergency. This coverage can provide three months of mortgage payments, up to $10,000, while your home is uninhabitable when you rebuild.
Home Sharing
Helps pay for covered losses associated with renting part or all of your home through a home-sharing business.
Let’s Customize Your Coverage
Business Insurance
Whether youāre shopping for commercial insurance, ready to purchase a policy, or reviewing your current coverage, weāre here to help you:
- Research business insurance options by coverage type and industry type.
- Understand the value Farmers agents and claims representatives add to your experience.
- Get answers to insurance questions often asked by small business owners like you.
Our goal here is simple: To equip you with information so you can choose the commercial insurance coverage you want for your business.
Browse Business Insurance Coverage Types
Business owners have told us they like the customizable policies Farmers offers – and these are the major components in your robust menu of business insurance options.
Property
Coverage for risks related to the business’s building, property, inventory, or income.
Liability
Coverage for risks ranging from customer injuries to wrongful termination.
Crime
Coverage against money and securities theft committed by employees or third parties.
Auto
Coverage for vehicles you own, lease, or rent for business use.
Workersā
Compensation
Assistance for employees if an injury or illness occurs on the job.
Umbrella
Additional liability coverage that supplements an underlying policy.
Life
Coverage to help attract and retain employees and prepare for business succession.
Loss Control
Services that help you increase on-the-job safety and efficiency.
Additional Business Insurance Options to Consider
You can also explore coverage options with these handy ācheat sheetsā that outline industry-specific insurance options for businesses like yours.
Apartment: Covers small apartment buildings, large complexes, and everything in between.
Auto Service & Repair: Insurance tailored for shops specializing in collision repair, oil changes, and transmission repair.
Commercial Real Estate: Protection for office buildings, retail centers, industrial parks, warehouses, and self-storage facilities.
Contractor Insurance: Coverage for independent contractors like plumbers, electricians, landscapers, and painters.
Homeowners Association: Insurance solutions for governing bodies managing common areas and other aspects of homeowners associations.
Manufacturing: Insurance options for companies manufacturing various types of products.
Office: Protection for the offices of independent professionals such as doctors, lawyers, and consultants.
Restaurant Insurance: Coverage for quick service, casual, and fine dining restaurants.
Retail Store: Insurance for shop owners, including salons, dry cleaners, boutiques, and convenience stores.
Wholesale: Coverage for businesses providing wholesale goods and services to retail industries.
Business Knowledge with a Personal Touch
Work with an experienced farmer’s agent to understand coverage options and help you protect the business you have worked so hard to build.